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Buying A Home

  • Find an agent that you trust.  It is important to do this before you go rushing off looking for homes or you may ed up with no representation.  Looking for an agent?  Call one of our dedicated REALTORS.
  • Determine your housing needs and wants to determine what types of houses you should be considering.
  • Familiarize yourself with the various types of housing available: single family, townhouse, and condo.
  • Have general questions about buying a home? Call one of our dedicated REALTORS.
  • House Hunting Time! Make a scorecard for each house to help you keep track of the properties you have seen.
  • Familiarize yourself with how to set a value on a house.  This can save you a great deal of time and helps to avoid disappointment.
  • When you find an acceptable house, write and offer.  Familiarize yourself with how offers become contracts.  Need examples of offers and contracts available for your state? Call one of our dedicated REALTORS.
  • Negotiate your best deal using the information you have acquired.
  • If you have not already done so, make a mortgage loan request.
  • Arrange for home inspection. Protect yourself and do not skip this step!
  • Learn about home warranties and what they cover.
  • Compare and secure homeowners insurance. Since homeowners insurance is a long term expense, getting the best deal here brings savings that continue.
  • Arrange for closing agent or attorney. Make all final prepartations for closing. Call one of our dedicated REALTORS for recommendations.
  • Make moving plans.  If you plan to use a moving company, make comparisions and reserve time now.
  • Secure final loan approval and commitment from the lending institution. If you have done your "up-front" work this should be one of your easiest steps.
  • Do a final walk through of the house.
  • Final closing and settlement.
  • Move to your new home and begin enjoying it.  You deserve it!!

Your Home Town Professionals